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Any of these specific bills, if they become law, could affect home inspectors in New York State. Environmental testing legislation is considered as well because many home inspectors earn extra income through testing, such as for well water and radon. Each link brings you to the page where the bill text resides. On that page, click the "Text" box there to view full text of the bill. A major part of all ethical codes involves the avoidance of conflicts of interest that can compromise, or appear to compromise, professional independence, objectivity, and integrity.
We're glad to hear that you found great value in our home inspection and would use us again should the need arise. Very professional from the office staff to the inspection technicians and insect control personnel, we would highly recommend this service. Thank you for taking the time to provide feedback on the inspection we performed for you. We work hard to ensure we meet our clients' expectations and your feedback is appreciated. We're sorry to hear that you've had some issues with some aspects of your home.
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Also, if possible hold off on any job changes shortly before applying for a mortgage. Lenders are interested in both your income and the stability of your job history. For most mortgages, you’ll need to save up for a downpayment.
A comment made by a very experienced and successful home inspector, “You get what you pay for”, should serve as a warning to home inspectors. Getting a general liability policy that provides good and expected coverage will certainly be substantially more expensive than one that serves only as a placeholder for licensing. Also, if you are a sole proprietorship or LLC, all your personal assets are on the line in every inspection.
session that could affect home inspectors
We were advised that in some places in New York State the practice has become common and is encouraged by real estate industry professionals. Thank you for sharing your experience with our home inspection services. We strive to provide our clients with a thorough inspection and a detailed report for them to use during the home buying process and we're glad to hear that this was your experience. We have used Bill's Home Service Company for the past four years for home inspections, termite inspections and monthly pest service.
Thank you for taking the time to provide a review of our experience with our inspection services. We're glad to hear that you were completely satisfied with the inspection and the subsequent report. The longer you plan to take to pay back what you borrow, the riskier the mortgage is for the lender. For that reason, longer-term mortgages tend to have higher interest rates than shorter term ones. So, a 15-year mortgage will cost you less in the long run than a 30-year mortgage, both because it’s likely to have a lower interest rate and because you’ll be paying interest for fewer years. However, that shorter repayment period will make your monthly payments higher.
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Danny, the service technician with Bills Home Service, is a pro. He has been in this business for many years and is very thorough and takes all the time needed to answer any questions and make suggestions for things we can do to avoid a termite infection. Bill's Home Service is always professional and friendly. We have use them for 15 years and happy with there service.
Course Providers offer the qualifying and continuing education courses for Home Inspectors. There are no provisions for conflict-of-interest protections for separating testing/inspection from mitigation/abatement/repairs, as there is for home inspections, mold, and asbestos. We are concerned about the potential additional effort and cost for home inspectors to continue measuring radon.
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As the amount of principal you owe goes down, so does the amount of interest you’re charged. So, even though mortgage payments are usually for the same dollar amount over the life of a loan, the earliest payments are mostly interest because that’s when you owe the most. To compensate the lender for the use of their money, the borrower pays interest on what they owe. So, the way most mortgages are set up, part of the monthly payment you make is interest, and the remaining part is principal. The term “mortgage” simply means any loan secured by real estate.
The best system to compare this to is the property appraisal system, which is already in use. Although New York State has a Standard of Practice set forth for home inspections, reporting formats actually vary widely among home inspectors, with many exceeding the Standard to provide more in-depth service. Like appraisals, mandating a home inspection report would essentially reduce it to filling out a form, similar to the HUD forms used for property condition / compliance inspections. Along with the variation in home inspection reporting formats comes variation in pricing. If reports were to be delivered in a standardized format, this would lead to "apples-to-apples" comparison shopping for consumers and ultimately end up driving down the market price of a home inspection.
Others regard it as a necessary tool in a partisan Congress, one that gives lawmakers across the political spectrum the ability to cut deals to fund the government and avoid painful shutdowns that hurt federal workers and the U.S. economy. Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13. NYS control and oversight of our radon testing services will be delegated to radon mitigator controlled professional organizations.
Have used Bills several times and have always been extremely happy with their services. A detailed report is always provided after their inspection.A quality company, good service, fair price.Would recommend them to everyone in the area. We walk our clients through the inspection process where we encourage questions. This helps so there is a clear understanding of what may need repair and allows us to also share the positive attributes of a home. The State of New York does not imply approval of the listed destinations, warrant the accuracy of any information set out in those destinations, or endorse any opinions expressed therein.
Effective November 10, 2022, Licensing Customer Service Center will be closed until further notice. Licensing examinations will continue to be held as scheduled.All examination candidates are asked to followCOVID guidelines. COVID-19 guidelinesand all visitors are asked to abide by these guidelines. Please monitor this page for updates to office hours, guidelines and or any closures. To apply for a Home Inspector license, submit a completed application to the NYS Department of State, Division of Licensing Services. Submit a completed application and the required fee to the Department of State.
Thank you for your recommendation of your inspector and his inspection services. We're glad to hear that you had a positive experience with our company. At the time of the inspection, the inspector did not observe any cracks, broken seals, or issues sliding the windows open and close. Although we stand by our inspection, we provided the client with a full refund of the inspection fee per the terms of inspection agreement she signed prior to the inspection.
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